General Retirement

5
Sep

Social Security Income and International Agreements

Getting ready to collect your Social Security Benefits? If you spent part of your working life outside of the U.S., you may have more benefits than you think.

5
Sep

Retirement Years Have Changing Phases

People often expect retirement to be about 20 years. But the average retirement may last much longer. Half of those currently aged 65 will live to be older than 83 years, according to the National Center for Health Statistics. In fact the latest U.S. Census found that the fastest-growing segment of our senior population (those at least 65 years old) is the 85 years and older group. What effect does this have on your retirement income?

5
Sep

Minimizing Expenses Is Not the Only Issue on Where to Retire

If you’re living off traditional income from ‘safe’ income-based investments, such as GICs and T-bills, to preserve a legacy for your loved ones, consider an annuity/life combo policy to increase your income yet preserve your investment for a legacy.

5
Sep

Increase Your Retirement Income with an Annuity yet Leave a Legacy

If you’re living off traditional income from ‘safe’ income-based investments, such as GICs and T-bills, to preserve a legacy for your loved ones, consider an annuity/life combo policy to increase your income yet preserve your investment for a legacy.

5
Sep

How Early Retirement Impacts Your Social Security Check

Thinking about retiring before you start collecting Social Security? Doing so won’t reduce the benefit that you accrued before you stopped working—but it could produce a smaller benefit than your estimated benefits statement suggests.

5
Sep

Early Social Security Benefits While Working May Not Make Sense

If you think you’ll take your Social Security benefits early but still continue working, think again. It just doesn’t make good financial sense in some cases, depending on how much you earn. The Social Security Administration creates disincentives for taking Social Security before your full retirement age. And here’s how they work it.